Dismantling public apathy

Lately, you might have noticed that people in the know, such as consumer groups, academicians and community leaders have been urging the general public to plan and record their spending. This gives credence to the notion that few people are keeping adequate control over their money. Consequently, they are denying themselves a chance to put their finances in order; and worse, may at times throw caution to the winds, as they indulge in impulsive spending.
Admittedly what is on offer in this booklet may not be as sophisticated or attractive as those to be found elsewhere. No harm in giving it a try though and see if it meets your needs. Also, it is time tested and inexpensive to operate.
It is worth to reflect that all the above are a store of varied experiences and research, providing knowledge and know- how. The maxim rings true: Offer a man a fish, he eats for a day. Teach him to fish, he eats for a lifetime.

Think about it...

At the very least your effort would assist you in the attainment of financial stability and contribute to your general happiness. Admittedly it requires discipline, persistence, frugality, sacrifices and good habits. These are positive qualities that you need to face modern pitfalls, namely: over-spending, chronic borrowing, gambling, drugs and many others.
I like to think that one day in future, while having tea with someone you care for, you would tap the person on the shoulder and, oozing with confidence and vigor, utter the words "Excuse me, do you have a budget?”.